Neutrino

Deliver Unmatched Digital Card Experiences

Build beautiful, lightning-fast digital experiences for your Cards, Loans, and Deposit offerings with Neutrino, Zeta's ready-to-use platform for mobile and web apps.
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The image shows a mock-up of a mobile phone screen with blue gradient background representing Zeta’s Neutrino, a digital banking experience platform for cards and loans to build modern mobile & web apps.

Multiple Deployment Models

White Labeled
Customizable Apps Launch your retail banking experience in days with  out-of-the-box, fully loaded,  multilingual mobile and web apps customized to your branding  The image shows a mock-up of a multiple mobile phone screen with digital card representing Zeta’s Neutrino, a digital banking experience platform for cards and loans to build white labeled customizable apps.
Embeddable UI SDKs Plug in purpose-built cross-platform (iOS, Android, and JS) SDKs with customizable UI into your existing app to provide card management, transaction management, account management, family hub, and more The image shows a mock-up of a multiple mobile phone screen with digital card representing Zeta’s Neutrino, a digital banking experience platform for cards and loans that provides SDKs and plugins to build cross channel mobile and web apps.
Embeddable Headless SDKs Create your own UI flows with lower layer cross-platform headless SDKs (iOS, Android, and JS) that can be embedded into your existing apps and provide easy-to-use APIs  The image shows embedded SDKs diagram representing Zeta’s Neutrino, a digital banking experience platform for cards and loans to build cross channel mobile and web apps.
APIs, Events, and Collections Develop brand new digital retail banking experiences rapidly with comprehensive APIs, events, and collections capabilities The image shows Zeta’s Neutrino, a digital banking experience platform APIs, events, and collections capabilities to build modern mobile and web apps.

Digital Experiences with Neutrino

Cards

  • First transaction possible within seconds of application approval
  • Virtual card within the app for e-commerce payments
The image shows a mock-up of a mobile phone screen with digital card representing Zeta’s Neutrino, a digital banking experience platform that provides instant card provisioning, controls, tokenization and wallet support.
  • Controls to enable/disable payment channels
  • Payment limits for each channel
  • Controls to freeze/temporarily block cards
  • Self-serve flow to block card and request for card replacement
The image shows a mock-up of a mobile phone screen with digital card representing Zeta 360 Retail, a digital banking experience platform that provides instant card provisioning, controls, tokenization and wallet support.
  • End-to-end tokenization with push and pull tokenization support
  • Ability to store and use cards on digital wallets or wearable devices and with e-commerce merchants
  • Comprehensive token lifecycle management control for users
The image shows a mock-up of a mobile phone screen with digital card representing Zeta 360 Retail, a digital banking experience platform that provides instant card provisioning, controls, tokenization and wallet support.
  • Personalized in-app experience for cardholders
The image shows a mock-up of a mobile phone screen with digital card representing Zeta 360 Retail, a digital banking experience platform that provides instant card provisioning, controls, tokenization and wallet support.
The image shows a mock-up of a mobile phone screen with digital card representing Zeta’s Neutrino, a digital banking experience platform that provides instant card provisioning, controls, tokenization and wallet support.
The image shows a mock-up of a mobile phone with credit statement screen representing Zeta’s Neutrino, a digital banking experience platform that provides real-time balance, omnichannel repayment and rewards support.

Credit Accounts

  • Intuitive, accurate representation of Available, Pending, and Used balance
The image shows a mock-up of a mobile phone with credit statement screen representing Zeta’s Neutrino, a digital banking experience platform that provides real-time balance, omnichannel repayment and rewards support.
  • Offline, real-time access to all generated statements
The image shows a mock-up of a mobile phone with credit statement screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time balance, omnichannel repayment and rewards support.
  • In-app support for repayments through ACH and debit cards
  • Instantaneous application of repayments to credit limits
  • Repayment nudges to drive regular repayment behavior
The image shows a mock-up of a mobile phone with credit statement screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time balance, omnichannel repayment and rewards support.
  • Rewards module for intuitive access to earned and spent rewards and rewards statement
The image shows a mock-up of a mobile phone with credit statement screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time balance, omnichannel repayment and rewards support.

Transactions

  • Transparent and comprehensive view covering purchases, rewards, payments, refunds, fees/interest
The image shows a mock-up of a mobile phone with transactions screen representing Zeta’s Neutrino, a digital banking experience platform that provides real-time transaction view, notifications and updates.
  • Instant alerts across channels of choice (SMS, e-mail, in-app notifications)
  • Transaction view update within 25 milliseconds of transacting
The image shows a mock-up of a mobile phone with transactions screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time transaction view, notifications and updates.
  • Transaction statements with enriched details like merchant names, logos, location, and other information to help reduce chargebacks
The image shows a mock-up of a mobile phone with transactions screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time transaction view, notifications and updates.
  • Two-way transaction alerts on suspicious transactions for cardholders to review declines and approve them by authenticating themselves
The image shows a mock-up of a mobile phone with transactions screen representing Zeta 360 Retail, a digital banking experience platform that provides real-time transaction view, notifications and updates.
The image shows a mock-up of a mobile phone with transactions screen representing Zeta’s Neutrino, a digital banking experience platform that provides real-time transaction view, notifications and updates.
The image shows a mock-up of a mobile phone with credit health screen representing Zeta’s Neutrino, a digital banking experience platform to provide real-time credit score.

Credit Health

Accurate score history with tips to help users understand actions that will improve credit scores and health
The image shows a mock-up of a mobile phone with credit health screen representing Zeta’s Neutrino, a digital banking experience platform to provide real-time credit score.

Family Hub

  • Comprehensive control over add-on cards, including time and place of usage, merchant whitelist/blacklist, category spend limits, geo-fencing, and more
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta’s Neutrino, a digital banking experience platform to provide expense management programs.
  • Instant family member onboarding with virtual card provisioning for immediate spends
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta 360 Retail, a digital banking experience platform to provide expense management programs.
  • Beautiful app with all card and transaction experiences available to the main cardholder
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta 360 Retail, a digital banking experience platform to provide expense management programs.
  • Real-time notifications on all family card spends with monitoring of family expenses
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta 360 Retail, a digital banking experience platform to provide expense management programs.
  • Ability to view and filter transactions by family member to get all their spends
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta 360 Retail, a digital banking experience platform to provide expense management programs.
The image shows a mock-up of a mobile phone with add-on cards screen representing Zeta’s Neutrino, a digital banking experience platform to provide expense management programs.

Platform Capabilities

Omnistack
Omnistack
Out-of-the-box support for any retail banking experience across Credit Cards, Prepaid Cards, Debit Cards, Loans, DDA Accounts, and Savings Accounts
Real-time Data Sync
Real-time Data Sync
<100 ms response times on all user actions with real-time auto sync of users' transaction and account data
iOS, Android and Web Support
iOS, Android and
Web Support
Complete support for cross-platform and native mobile and web apps
Customizable Theme
Customizable Theme
Customization control over each graphic, label, text and color to match your branding
Embeddable
Embeddable
Capabilities and features available as independent SDKs embeddable into your existing retail banking application
Customizable UX
Customizable UX
Option to sanction the build of a completely bespoke UX on top of the platform. 360 Mobile apps are architected with a clean separation between Model, View, and Controller. The View layer can be replaced with a completely custom app that Zeta can help you build.

Launch Next-Gen
Experiences With Zeta

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