Tachyon
Supercharged Transaction Processing
Maximize transaction processing performance with capabilities like real-time authorization rules, multi-network support, and authorization buffers for surcharges.
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Transaction Processing Capabilities
Real-Time Authorization Decision Engine
Enable maximum flexibility in spend rules across family add-on cards, commercial cards, employee benefits cards, and virtual cards. Allow primary cardholders to finetune where and when cards are used including whitelist/blacklist merchants, spend limits on categories, and more.
Configurable Co-operative Authorization
Create unique card programs by configuring co-operative authorization rules that allow your fintech / co-brand / corporate partners to participate in transaction authorization decisions in real-time.
Dynamic PIN/CVV
Reduce fraud rates and offer cardholders enhanced transaction security and comfort with the dynamic PIN/CVV feature. Dynamic PIN/CVV can be set to refresh automatically or manually and enabled per card or customer.
Closed Loop Transaction Support
Unlock better economics with custom settlement contracts with merchants. Zeta Tachyon supports closed loop transactions through direct connectivity with merchants, acquirers, PayFacs, and payment gateways.
Customizable Transaction Object Schema
Enrich transactions and configure custom authorization rules for better customer experience and compliance. Flexible data schemas allow you to add custom fields or attributes to transaction objects like customers, accounts, or cards to support use cases like L2/L3 data ingestion and transaction enrichment.
Omni-Network Connectivity and Multi-Network Support
Get native network flexibility and comply with the Durbin Amendment with omni-network connectivity and multi-network support for Visa, Mastercard, Discover, Amex, and other card networks.
Native Transaction Enrichment
Reduce chargeback requests and transaction-related queries by empowering cardholders with enriched transaction details including merchant logo, name, location, hours, and more.
Real-Time Authorization Buffer
Prevent negative balances at clearance with real-time authorization buffers that enable automated holds for fuel surcharges, tips, etc.
Rules Based Stand-in Engine
Enable uninterrupted rules-bound authorization of debit card transactions. The Rules Based Stand-in Engine allows Zeta Tachyon to authorize debit card transactions when the backend core is down, ensuring that valid cardholder transactions are not declined.
Comprehensive API Coverage
Build comprehensive digital experiences for customers and activate agile roll-out of new features with an extensive collection of transaction management APIs for issuers and their partners.
Omnistack
Reuse integrations and digital experiences across payment products with the Zeta omnistack that supports credit, debit, and prepaid transactions, retail or commercial, on a single platform with universal APIs.
Fine-Grained Real-Time Events
Deliver real-time notifications across scores of real-time events delivered over webhooks. Delight customers with lightning-fast, responsive mobile and web experiences by ingesting real-time events into data lakes and decisioning engines. Empower servicing teams with up-to-date information leading to faster query resolution and better customer satisfaction.
Real-Time Transaction Feature Store
Delegate authorization decisions and drive hyper-personalization of fees and interest by configuring the feature store to track real-time spend for each account based on attributes like MCC, category, location, merchant, or card.
Automated Settlement Exception Handling
Automate most settlement exceptions, reducing manual intervention while improving reconciliation accuracy and reducing settlement operations costs.
Leverage Next-Gen Transaction Processing with Zeta
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