Luminos Rewards Luminos Rewards

Tailor Rewards for Every Customer

Delight customers with hyper-personalized reward programs and real-time earns on Credit Cards, Debit Cards, Commercial Cards, Deposits, and Loans.

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Image of a mobile app in a prominent dark green color displaying the Zeta Luminos Customer Reward Program Platform for Banks and FIs. Image of a mobile app in a prominent dark green color displaying the Zeta Luminos Customer Reward Program Platform for Banks and FIs.

How Luminos Rewards Works

Zeta Luminos Rewards is a fully configurable rewards engine that can compute rewards in real-time for any reward-earning event across any banking product.

Workflow Image of a Zeta Luminos Customer Reward Program Platform for banks and FIs with green color gradient background. It shows the components of a fully configurable rewards engine for real-time and personalized card and loan programs. Workflow Image of a Zeta Luminos Customer Reward Program Platform for banks and FIs with green color gradient background. It shows the components of a fully configurable rewards engine for real-time and personalized card and loan programs. Workflow Image of a Zeta Luminos Customer Reward Program Platform for banks and FIs with green color gradient background. It shows the components of a fully configurable rewards engine for real-time and personalized card and loan programs.

Zeta Luminos Reward Capabilities

Fully Configurable Earn Rules

Offer customers the choice to earn rewards across transaction types, user behaviors, or lifecycle events:

  • Set up rewards for transactions such as debit, credit, cash withdrawal or refund
  • Reward account holders on their anniversary, add-on card issuance, or new card activation
  • Design rewards for a specific time or across a period
  • Create programs for specific merchant categories, transaction dates, amount thresholds, and more
Image shows the dashboard screenshot of Zeta Luminos rewards platform for banks and FIs to set the earn rule conditions for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform for banks and FIs to define limits for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform for Banks and FIs to select audience for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform to select activity name and schedule dates for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform for banks and FIs to set the earn rule conditions for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform for banks and FIs to define limits for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform for Banks and FIs to select audience for personalized customer rewards program.
Image shows the dashboard screenshot of Zeta Luminos rewards platform to select activity name and schedule dates for personalized customer rewards program.
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Multiple Reward Burn Mechanisms

Offer customers innovative ways to spend their reward points:

  • Cashback directly posted to account or statement
  • Inflight redemption of points to make payments
  • Redemption into Prepaid Cards and Wallets
  • Integration with third party reward catalogues for reward burn
Image shows the reward funnel dashboard screenshot of Zeta Luminos rewards platform for banks and FIs providing overview of multiple reward burn mechanisms.
Image shows the reward funnel dashboard screenshot of Zeta Luminos rewards platform for banks and FIs providing overview of multiple reward burn mechanisms.
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Comprehensive Rewards Accounting

Stay on top of your rewards cost with granular accounting of earn, adjustments for reversals or point expiry.

Image shows the rewards passbook and account details dashboard screenshot of Zeta Luminos customer rewards platform to stay on top of rewards cost with granular accounting of earn, adjustments for reversals or point expiry.
Image shows the rewards passbook and account details dashboard screenshot of Zeta Luminos customer rewards platform to stay on top of rewards cost with granular accounting of earn, adjustments for reversals or point expiry.
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